HSA/FSA Eligible Components

A Health Savings Account or Flexible Spending Account lets you set aside part of your paycheck before income tax is applied, to spend on qualified medical expenses. Most people get one through an employer health plan. Because the money is never taxed, a dollar in the account goes further than a dollar in your checking account.

It's documentation from a licensed practitioner stating that a product supports the treatment or prevention of a specific health condition. Bike components aren't automatically covered the way bandages are, so the letter is what supports the claim. Truemed collects the information and arranges the review.

Our 2.5% payment processing fee, and the sales tax on that fee, aren't medical expenses, so they aren't HSA/FSA eligible. Everything else is handled for you: pay the whole order on one card, or let Truemed split it so your benefits card covers the eligible amount and the small remainder goes on a regular card.

Truemed emails you when your letter is ready, with your purchase receipt attached. The letter itself lives in your Truemed account, under recent activity, and you sign in with a one-time code sent to your email. Send both the receipt and the letter to your HSA or FSA administrator. If you split the payment between a benefits card and a personal card, you can claim the personal-card portion the same way. Your administrator decides how and when the reimbursement is paid.

That's decided by the practitioner who reviews your survey, not by Cane Creek and not by Truemed's software. Not everyone qualifies. The survey takes a few minutes, so the honest answer is that completing it is the only way to find out.

You can still complete your order with a normal payment method. Nothing about your cart changes.

Eligibility rules are set by Truemed and follow IRS guidance on qualified medical expenses. Components that change how a bike rides can qualify. Apparel, tools, accessories and most small replacement parts don't. Our HSA/FSA Eligible collection shows exactly what does.

Yes. Truemed is an additional option at checkout, not a replacement. If you'd rather not go through the survey, check out normally with any payment method we accept.

The survey itself takes a few minutes. Practitioner review is handled by Truemed, and they'll tell you where you stand and what to do next. Timing is theirs, not ours, so we'd rather point you to them than quote a number we don't control.

No. HSAs and FSAs are US tax-advantaged accounts, so Truemed applies to US customers only. International orders check out normally.

No. Truemed applies to standard retail purchases through our online store. For warranty claims or crash replacement, contact our support team directly and we'll handle it through the usual process.